Tripp Kennedy (Grey's Anatomy's Patrick Dempsey) ambles into a bank near closting time, just as two different gangs unwittingly converge to rob it. A shoot-out erupts, and Tripp tackles the smart, beautiful teller, Kaitlin (Ashley Judd) to protect her. When the bank's security system locks down the building and seals everyong inside, the night evolves into a hilarious game of cat and mouse. As Tripp and Kaitlin try to save the day and escape being killed, they might also need to avoid falling in love...